Credit Cards Rates

Credit Cards Rates

Post Office Credit Card

The Post Office credit card offers something quite unusual for its customers – a competitive standard rate for everyday spending and, for the bigger purchases, an even lower rate. The latter option is almost like a pre-arranged loan where you can have up to two purchases at a time (subject to terms and conditions) at a lower rate of interest.

How this works is that if you make a ‘big ‘purchase on your credit card – for example a TV – you pay for it as normal on your Post Office credit card and then give them a call. They should then be able to switch that particular cost to a lower interest rate and you have 12 months in which to pay it off!

The Post Office credit card has been a long time coming, as the Post Office has been offering other financial products, such as loans; equity bonds, premium bonds and other savings accounts; and, car, travel and home insurance - all for quite a while now.

And while there are around 16,000 Post Office branches nationwide, in most cases you don’t even need to go into a branch, you can apply online for many of their products and services.

There are three types of Post Office credit cards, designed to meet an individual customer’s needs. Overall benefits of the Post Office credit cards include:

Instant Decision Credit Card : credit cards for bad credit ... for charges over the credit card limit also caps at $39 ... important that you never miss payments in to your credit card - it can not only incur you extra interest

Reward Credit Cards : accept credit cards ... is as simple as doing an internet search or visiting that company's website ... make cash withdrawals on your card, normally interest is charged from the day you withdrew the money

Online Decision Credit Card : best credit card offers ... to find out the specifics of the deal such as: is one mile flown equal to one free mile? this is usually ... have some tips on using your card to its full advantage!

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